Insurance Claims

Filing an Insurance Claim for Hail Damage

After a hailstorm, the first step in filing a roof insurance claim is a thorough inspection to assess any damage. At 1HundredX Roofing, we prioritize transparency and integrity, providing you with an accurate assessment of your roof’s condition. If your roof has no significant damage, we’ll let you know. With our services, you’re choosing high-quality products and craftsmanship to restore or replace your roof and exterior to industry-leading standards.

1HundredX Roofing brings years of experience to every project. Our team of skilled professionals is equipped to handle all roofing needs, from inspections and repairs to full replacements and new installations.

• Free Damage Assessment: Schedule a complimentary inspection to evaluate your roof and exterior for storm damage.
• Dedicated Project Manager: One point of contact for all services, including roofing, gutters, windows, siding, and more.
• Expert Insurance Claims Assistance: Our team assists homeowners and business owners in navigating the insurance claims process with ease.
• Hassle-Free Process: Over 10,000 roofs replaced with minimal disruption to our clients’ daily lives.

Filing an Insurance Claim – Simplified Process

Filing insurance claims can feel overwhelming, but with the right guidance, it becomes manageable. Our expertise in understanding insurance policies and coverage makes the process straightforward and stress-free.

Evaluate Damage & Review Your Policy

After a hailstorm, assess your property for damage, focusing on the roof, gutters, siding, and windows. Familiarize yourself with your policy to understand what’s covered.

Professional Roof Evaluation

1HundredX Roofing offers a thorough, free evaluation of your roof and exterior, including photographic evidence, detailed reports, and repair estimates. We guide you through the inspection and answer any questions to ensure our services meet your needs.

Initiate Your Insurance Claim

We work closely with your insurance adjuster to assess the damage. 1HundredX Roofing advocates on your behalf, ensuring all aspects of the damage are covered. We have experience working with various insurance providers to streamline the process.

Request a Supplement if Needed

In some cases, additional funds are necessary for unforeseen or hidden damage. We provide documentation, including photos and detailed estimates, to support your request for supplemental funds.

Complete Your Project

Upon claim approval, your Project Manager will coordinate all exterior improvements, from roofing to gutters, siding, and windows. We ensure a safe and respectful interaction with your property throughout the project.

Specialists in Hail Damage and Insurance Claims

1HundredX Roofing has a skilled team ready to support you through every step of the insurance claims process. We collaborate with both residential and commercial property owners to secure the full compensation entitled for hail damage repairs. Act promptly, as there’s a limited window to file your claim.

Insurance Claims for Hail Damage: Navigating the Process with 1HundredX Roofing

Insurance Claims for Hail Damage

Dealing with insurance claims after hail damage can be overwhelming. At 1HundredX Roofing, our experienced team is here to streamline the process, ensuring you receive the coverage you deserve. We provide a comprehensive assessment of your property’s restoration needs and guide you through every step of the claims process with clarity and expertise.

Roof Inspections

Regular roof inspections are essential for maintaining the longevity of your roof and identifying any potential issues before they escalate. Our certified professionals provide thorough inspections, assessing the condition of your roof and recommending necessary actions.

Roof Repair

From minor leaks to significant storm damage, our roof repair services are designed to restore your roof’s integrity and protect your home. Our experienced team handles all types of repairs efficiently and effectively.

Roof Replacement

When it’s time for a new roof, 1HundredX Roofing offers top-quality replacement services. We use premium materials and expert installation techniques to ensure a long-lasting, resilient roof that enhances your property’s value and protection.

Gutter Installation

Proper gutter installation is crucial for directing water away from your foundation and preventing water damage. Our team installs durable gutters tailored to your home’s needs, safeguarding it against erosion and leaks.

Gutter Repair

Damaged gutters can lead to costly repairs if not addressed promptly. We provide reliable gutter repair services to keep your drainage system in optimal condition, preventing water buildup and protecting your home’s foundation.

Gutter Guard Installation

Say goodbye to frequent gutter cleaning with our gutter guard installation. Our high-quality guards prevent leaves, twigs, and other debris from clogging your gutters, making maintenance easier and extending your gutter system’s life.

Siding Installation

New siding can transform the look of your home while boosting energy efficiency and protection against the elements. We offer a variety of siding options to enhance your home’s exterior and durability.

Siding Repair

Whether from hail damage or wear and tear, damaged siding can impact your home’s insulation and appearance. Our siding repair services restore your home’s curb appeal and structural integrity.

Window Replacement

Upgrading your windows can improve energy efficiency and enhance the look of your home. Our window replacement services ensure a perfect fit and a secure installation, providing comfort and style.

Contact us to discuss your project & get a free estimate!

Understanding Your Insurance Policy Terms

Navigating the complexities of an insurance claim following hail damage can be a challenging task, particularly if you’re unfamiliar with the terminology used in your homeowner’s insurance policy. To help you better understand the process, here are some essential terms:

• Replacement Cost Value (RCV): This is the total amount your insurance will allocate to replace damaged items with new, similar ones. For hail damage, this might cover your roof, siding, windows, and gutters, restoring your property to its pre-damage condition.
• Actual Cash Value (ACV): This refers to the current value of your damaged property after depreciation. For example, if your roof is halfway through its lifespan, its ACV would be about half its original price, reflecting its age and wear.
• Recoverable Depreciation: This portion of depreciation can be reclaimed after repairs are completed. Your insurance might initially pay the ACV, withholding the recoverable depreciation. Once the roof is replaced, you can submit a supplemental claim to recover this amount.
• Home Insurance Deductible: This is the amount you’re responsible for paying out of pocket before insurance coverage applies. Understanding your deductible helps you plan for any out-of-pocket costs.